INSURING MY FUTURE
What If?

Auto Insurance

If I get a speeding ticket, will it affect my rates?

If I get into a car accident, how will it affect my rates?

If I get a parking ticket, will it affect my rates?

If one of my passengers gets fined for not wearing a seatbelt, will that affect my insurance?

If someone else is driving my car and he/she gets a speed ticket, will it affect my insurance rates?

If my car is vandalized, will it affect my insurance rates?

What if someone hits my car and leaves without reporting it? Does it affect my rates?

If someone is driving my car and gets into an at-fault accident, would it affect my insurance rates?

If something is stolen from my car, would my auto insurance cover it?

If I get into an accident, should I call my agent or my insurance carrier?

If I’m a good student, do I get a discount?

Renter's Insurance

If someone stole something from my apartment, would my rates go up?

If I’m a college student living away from home and my parents have homeowner’s insurance, would my property still be covered by their insurance?

If I don’t own many assets, do I really need renter’s insurance?

If I have a roommate(s), can we share a policy?

If I borrowed something from a friend and it is stolen from my apartment, will it be covered?

If someone gets hurt while they’re at my apartment, should I report it?

What happens to my rates if someone gets hurt in my apartment?

If I get a quote that costs more/less, how do I determine what I need versus what is extra?

If I switch insurance carriers in the middle of my term, will it affect me negatively?

Does my credit history affect my insurance rates?

What If?